Credit Underwriter
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Job Description
- Analyze Bank Statements so as assess its genuineness, continuity, business turnovers, cheque returns, average balances and to observe if there is any chance of artificial fabrication of such statements.
- Analyze applicant’s financial statements and comment on its findings (where required).
- Check customer’s status through de-dupes/CBRB.
- Meeting the minimum daily targets assigned by management while maintaining the lowest level of errors as measured by the scorecard.
- Escalate cases requiring higher DP with full analysis and recommendations to facilitate their decision making
- Demonstrate full and up to date knowledge of ADIB’s products, policies and procedures.
- Proactively and continually make and recommend system changes and enhancements, also ensure that all procedures and policies are implemented and being followed in compliance with organization.
- Demonstrate full team spirit and positive attitude.
- Perform any other responsibilities entrusted by ADIB Management from time to time and any other task assigned by Management.
- Meets productivity standards; completes work in timely manner; strives to increase productivity.
- Identify and suggest changes to enhance and improve Home Finance underwriting processes and increase productivity.
- Ensure optimum results are achieved while maintaining productivity standards.
- Support the unit in finnone system implementation and raise all issues till resolve, ensure that all policy parameters are captured through system and highlight any issues/system bugs, etc.
Employment Type
Full Time
Company Industry
Financial Services / Insurance Agencies and Brokerages / Investment Banking
