VP- Credit Structured Finance
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Job Description
JOB PURPOSE:
The purpose of the job is to assess and evaluate risk of structured transaction across various sectors. The job will entail preparing credit application and obtaining appropriate credit approvals for structured deals. Additionally the person will be expected to support in Risk assessment Regulatory reporting and MIS from Group Credit perspective.
Role involves evaluating structuring assistance and aid in credit decisioning for structured debt financing across various sectors. The candidate will need to work with the Relationship Managers Legal and Risk teams internally along with client counterparts and external advisors occasionally to ensure robust credit risk assessment.
KEY ACCOUNTABILITIES:
The role holders primary responsibilities include:
- Handle independently credit evaluation and approval process for structured debt across various sectors. This includes project finance asset finance non-recourse real estate financing and leveraged / acquisition finance.
- To coordinate with Corporate Finance teams in developing appropriate product programs and assist in development of RACs
- Analyze complex transaction structures asset quality and counterparty risk as part of the credit analysis.
- Review term sheets and identify credit and structural risks in collaboration with legal counsel.
- Set Credit terms and conditions including limits / amortization schedule covenants seniority of credit EoD terms etc.
- Monitor ongoing credit exposure at product level and counterparty level; Also undertake Ad-hoc event-based risk analysis on structured debt exposures.
- Ensure compliance with credit policies ESG regulatory requirement and industry best practices.
Qualifications :
- Bachelors degree in Business Administration Finance Risk Management or related field; Masters or professional certifications (CFA FRM) preferred.
- Minimum 10 -12 years of experience in banking /NBFI of which at least 5 years in structured debt looking at such fund financing structures
- Good understanding of structured debt financing structures multi-sector experience and asset valuations.
- Strong financial modelling skills with ability to review a financial model critically.
- Understand the key risk elements for such structured (incl. standard valuation procedures and monitoring frameworks)
- Excellent communication skills with ability to clearly articulate risk consideration and credit rationale.
- Knowledge of regulatory requirements (Basel norms IFRS 9 etc.) relevant to credit risk.
Remote Work :
No
Employment Type :
Full-time
Employment Type
Full-time
