Job Title: Corporate Analyst
Department: Corporate Banking / Credit Risk / SME & Business Banking
Reports To: VP Credit Management
Location: Dubai UAE
Expected Joining: September
Job Purpose:
To support the credit and relationship management teams by evaluating corporate and SME clients through financial analysis risk assessment and preparation of well-structured credit proposals in alignment with internal policies and regulatory guidelines.
Key Responsibilities:
Analyze financial statements business models and industry trends to assess the creditworthiness of corporate and SME clients
Prepare comprehensive credit proposals and renewal memos including financial spread analysis covenant checks and credit rating justification
Support RM team with due diligence client onboarding documentation and credit file completeness
Monitor account performance and track covenant compliance for assigned portfolio
Assist in portfolio reporting credit review and risk monitoring
Liaise with internal departments (Legal Compliance Risk etc.) to ensure proper documentation and approvals
Stay up to date with CBUAE regulatory changes and ensure alignment in credit process
Requirements:
Minimum 5 years of experience in UAE s banking/financial sector (Corporate and SME focus)
Strong understanding of financial statement analysis and credit risk assessment
Proven experience in drafting credit proposals and risk reports
Familiarity with CBUAE regulations Basel guidelines and internal credit policy
Advanced Excel and financial modeling skills
Bachelor s degree in Finance Accounting Economics or related field
Arabic language is a plus
Strong communication and writing skills (English mandatory)
Analytical mindset with attention to detail