Scroing & Credit

Competencies:

• Chartered Accountants (preferably Rankholders or First attempt) .
  
• 5-7 years of Work experience of Credit Underwriting (Retail / Wholesale), due diligence, portfolio monitoring with Banks / NBFCs / Fintechs / Rating Agencies / Credit Bureaus / Investment Banking firms.
  

Skills:

• In-depth working knowledge of credit underwriting principles & practice and portfolio trends analysis and behaviour.
  
• Working knowledge of cashflow modelling, direct and indirect taxation, collections and recoveries
  
• Working knowledge on Scoring models, experience in a Tech-enabled environment or working with more than one banks/ FIs will an added advantage
  

Outcome:

• Working on development and enhancement of various Scoring models, preparation of Enterprise Health Reports, diligence reports.
  
• Interaction with Corporate clients as well as their dealers-distributors-suppliers for various Scorecards, Enterprise Health Reports, customised business diligence reports.
  
• Interaction with banks and other Financial Institutions for seamless BNPL business and operations.
  
• Coordinating with multiple agencies / service providers to ensure quality, TAT and enhancements / improvisations due to external environment changes and customer need assessments.
  
• Team-work with multiple Internal teams to ensure seamless and smooth customer experience