Assistant Manager

Organisation Unit Purpose

Provides credit administration and operations support to all corporate banking units by preparing security documents, lodging and safe-keeping executed security documents, monitoring recoveries, providing various reports to stakeholders, including but not limited to bank status reports and audit confirmations, Along with various internal MIS used as databases, administration of systems like SMLC, Edoc and MRA and furnishing MIS to GCD/FIN.

Job Purpose

To perform checker/maker role for,

1. Reviewing executed standard and non-standard credit and/or legal documents
2. Checking capacity authority of signatories as per constitutional documents of UAE entities
3. Advising, escalating and proposing solutions for document deficiencies and associated risks
4. Ensuring compliance of Conditions Precedents (CPs) prior to facility drawdown
5. Preparation and checking of Facility Record Sheets (FRS)
6. Applying Bank’s guidelines in documentation, processes and procedures
7. Addressing and resolving internal/external Audit requirements
8. Providing support to key stakeholders
9. Performing Quality Assurance checks
10. Maintaining relevant MIS and applicable Banking systems

Job Content

Operational Processes

• Ensuring document lodgment/verification processes are adhering to Group Credit Policies and Procedures, GM Circulars and CRAD PFDs
• Identifying process standardization requirements and proposing/implementing automated process where applicable.
• Ensuring accuracy and on time submission of all DDR Reports

Operational Compliance

• Helping the unit to achieve ‘Satisfactory’ Audit rating, releasing error free Verification Certificates and FRS, monitoring and following up on document deficiencies
• Conducting internal spot checks and highlighting gaps and risk issues, escalating and implementing solutions
• Ensuring CRAD Framework and GCCS guidelines are compiled with for all operational activities within DLT

Customer Service

• Ensuring TAT for document lodgment and FRS release are within agreed Performance Standards or better
• Conducting regular meetings with BU to improve service quality and team rapport.

Initiative Projects

• Highlighting challenges and suggesting solutions to ensure smooth implementation of Projects
• Providing feedback and ideas for process change and improvement to reflect in CRAD Framework

Employee Self

• Continuous updating of process / procedures from time to time and measuring up the training needs in line with the Training Schedule in consultation with supervisor.

Education

To have completed minimum Under Graduate level education or above

Experiences

5-15 years of experience in banking. exposure in credit and legal lending documentation of the industry and relevant understanding of applicable UAE laws and regulatory requirements