Credit Manager
صاحب العمل نشط
حالة تأهب وظيفة
سيتم تحديثك بأحدث تنبيهات الوظائف عبر البريد الإلكتروني
شارك هذه الوظيفة
حالة تأهب وظيفة
سيتم تحديثك بأحدث تنبيهات الوظائف عبر البريد الإلكتروني
الوصف الوظيفي
Role : Credit Manager
Location : Dubai
Role Purpose:
The c xrole includes review / analyze customers Credit Applications Availments and SFCAs. Check documents and genuineness of financial statements conduct financial and non-financial analysis for Credit Proposals in accordance with bank policies and recommend the financing package that meet customer requirements/ capabilities.
Key Accountabilities of the role
RESPONSIBILITIES:
- To review credit applications of companies and ensure that they are in-consistent with credit programs TM RAC banks policy central bank law & regulations.
- Approving the credit proposals up to the designated limit or recommending the proposals to the upper approving limit.
- Provides satisfactory credit decisions (approve decline conditional)/ recommendation / judgment & add value to the analysis of the credit proposals.
- Contribute to achieving the department objectives goals & policies.
- Provide timely report to SME Risk Head for any discrepancies / negative indicators.
- Work closely with the business in a consultative and proactive manner to ensure credit procedures & policies are effectively implemented & desired standards are met
- Collaborate with the Business to make sure receiving complete set of documents required for review / analyses of the credit application.
- Conduct site visits (whenever is needed) to the customers to evaluate the quality of the management / operations & credit worthiness.
- Highlight risk factors & mitigation in each credit application.
- Conduct any other assignments assigned by line manager
RESULTS REQUIERD:
- Ensuring Minimum error during reviewing the application.
- Ensuring TAT is as per SLA with Business.
- Proper due diligence undertaken for processing / recommending credit proposal.
- Ensure no regulatory issue for cases reviewed
- To attend and pass training courses as prescribe
- Maintain satisfactory internal and external audit ratings
Specialist Skills / Technical Knowledge Required for this role:
- Excellent judgement communication and interpersonal skills.
- Initiative analytical & risk evaluation / mitigation
- Good analytical and technical skills.
- English Language/ Arabic is plus.
- Excellent communication and interpersonal skills
Required Experience:
Manager
نوع التوظيف
دوام كامل
