Structured Finance

Structured Finance – Analyst / Senior Analyst, Asset-Backed Securities

Fitch Ratings is seeking a Credit Analyst to join the Asset-Backed Securities Group in our Chicago or New York offices.

Fitch Ratings is adding a highly motivated professional to the Asset Backed Securities (ABS) team as an Analyst. The position provides opportunities to grow credit understanding across consumer ABS through monitoring macro trends and impacts to pool and ABS rating performance. The analyst will join a growing team covering consumer sectors such as auto loan and lease, credit cards, and unsecured installment loans.

Successful candidates should demonstrate the ability to develop credit views, have experience analyzing performance trends and have strong communication skills (written and verbal).

What We Offer

• Ability to grow your presence in ABS credit, along with the breadth and depth of your capabilities across different sectors, asset classes, structures and markets;
• An opportunity to develop as an analyst in a growing and dynamic group at a global rating agency;
• A rewarding role that is essential for the debt capital markets to make more informed decisions via timely, insightful and forward-looking rating actions and research.
  

We’ll Count On You To

• Analyze the critical credit, legal and structural elements of ABS transaction structures;
• Contribute to dynamic rating workflows by leading analysis and monitoring a portfolio of ABS transactions;
• Utilize cashflow models to form opinions on future performance;
• Staying abreast of sector trends and communicate your views effectively;
• Lead and/or support sector trend research reports and projects.
  

What You Need To Have

• We are looking for a professional with a BA/BS degree and a minimum of 1-2 years of relevant experience.
• Knack for communicating your views (particularly in writing) and ability to analyze large data sets and form conclusions are required.
• Fitch is a team-oriented work environment, so excellent interpersonal skills are essential, as is a strong work-ethic and a results-oriented mindset.
• Finance fundamentals and current views of economic conditions, combined with a willingness and ability to quickly learn new concepts and techniques.
  

What Would Make You Stand Out

• Direct experience with ABS credit, either buy-side or sell-side is prized;
• Thoughtful views on economic trends in North America and expected impacts to consumer households and credit;
• Passion for analysis, putting together themes and working with like-minded individuals.
• Desire to expand your capabilities and expertise across ABS asset classes with a leading team in the credit markets.